Finance options?

Boo_kong

Boo_kong

aka boo_kong
Hi guy's I maybe looking to get the Nissan 200sx Handling Pack - Nissan Skyline R33 GTS-T http://www.driftworks.com/shop/nissan-200sx-handling-pack-nissan-skyline-r33-gts-t.html on finance with in the next month for the r32.

I have a question.

If i do it over 12 months and just say the deposit was 100 squid and the payments over 12 months was something like 75 say'... Do I have to pay that amount? I mean with my job - some weeks i get allot more moneys and would want to pay more off the bill.
If one month you was expecting the 75 but I called and wanted to pay 150.. could i? and in turn bringing the bill to a end sooner and also bringing the APR down in the long run.
 
You're best bet is to save the money until you have enough, then contact the finance company (all contact details are in your credit agreement which is emailed to you upon acceptance) for a settlement figure. On the products you are looking at this will include all interest you need to pay, but no early settlement fees. If you want to call and pay an additional payment each month on top of your direct debit payment, I believe you can do this - but there is a fee for non-regular payments (because of the increased admin required) so that's why I say it's best to just save the money and pay it off in one lump sum.
Also, just in case you aren't aware - you linked to R33 and R32 products so be sure to select R32 parts for your car! ;)
 
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